*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

:root {
  --primary: #0066A1;
  --primary-dark: #003F6B;
  --primary-light: #E6F2FA;
  --ocean: #0891B2;
  --ocean-light: #CFFAFE;
  --sand: #FDE68A;
  --sunset: #F97316;
  --coral: #FB7185;
  --accent: #00A86B;
  --black: #0F172A;
  --grey: #64748B;
  --grey-light: #F1F5F9;
  --bg: #F8FAFC;
  --white: #FFFFFF;
}

body {
  font-family: 'Inter', -apple-system, sans-serif;
  color: var(--black);
  background: var(--bg);
  line-height: 1.7;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}

.serif { font-family: 'Playfair Display', Georgia, serif; }

/* ── NAV ── */
nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  background: rgba(255,255,255,0.85); backdrop-filter: blur(20px) saturate(180%);
  -webkit-backdrop-filter: blur(20px) saturate(180%);
  border-bottom: 1px solid rgba(0,0,0,0.06);
  padding: 0 32px; height: 72px;
  display: flex; align-items: center; justify-content: space-between;
}
.nav-logo { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.nav-logo img { height: 36px; width: auto; }
.nav-logo-text {
  font-size: 22px; font-weight: 900; letter-spacing: 3px;
  background: linear-gradient(135deg, var(--primary), var(--ocean));
  -webkit-background-clip: text; -webkit-text-fill-color: transparent;
}
.nav-links { display: flex; gap: 36px; align-items: center; }
.nav-links a { color: var(--grey); text-decoration: none; font-weight: 500; font-size: 15px; transition: color 0.2s; }
.nav-links a:hover { color: var(--primary); }
.nav-cta {
  background: linear-gradient(135deg, var(--primary), var(--ocean)) !important;
  color: var(--white) !important; padding: 12px 28px;
  border-radius: 50px; font-weight: 600 !important; font-size: 14px !important;
  transition: transform 0.2s, box-shadow 0.2s; border: none;
}
.nav-cta:hover { transform: translateY(-1px); box-shadow: 0 8px 24px rgba(8,145,178,0.3); }

/* ── LEGAL HERO ── */
.legal-hero {
  padding: 140px 32px 80px;
  background: linear-gradient(160deg, #001F3F 0%, var(--primary-dark) 50%, var(--ocean) 100%);
  color: var(--white);
  text-align: center;
}
.legal-hero-inner { max-width: 880px; margin: 0 auto; }
.section-badge {
  display: inline-block; background: rgba(255,255,255,0.15); color: var(--white);
  padding: 8px 20px; border-radius: 50px; font-size: 13px; font-weight: 700;
  letter-spacing: 1px; text-transform: uppercase; margin-bottom: 20px;
  backdrop-filter: blur(10px);
}
.legal-hero h1 {
  font-size: clamp(36px, 5vw, 56px); font-weight: 800;
  letter-spacing: -1px; line-height: 1.15; margin-bottom: 16px;
}
.legal-hero p { color: rgba(255,255,255,0.7); font-size: 16px; }

/* ── LEGAL CONTENT ── */
.legal-content {
  max-width: 800px; margin: 0 auto;
  padding: 80px 32px 100px;
  background: var(--white);
  border-radius: 32px 32px 0 0;
  margin-top: -32px;
  position: relative; z-index: 2;
  box-shadow: 0 -10px 40px rgba(0,0,0,0.04);
}
.legal-content .lead {
  font-size: 18px; color: var(--grey); margin-bottom: 40px;
  padding-bottom: 32px; border-bottom: 1px solid var(--grey-light);
}
.legal-content h2 {
  font-size: 24px; font-weight: 800; margin-top: 48px; margin-bottom: 16px;
  color: var(--black); letter-spacing: -0.5px;
}
.legal-content h2:first-of-type { margin-top: 0; }
.legal-content h3 {
  font-size: 17px; font-weight: 700; margin-top: 24px; margin-bottom: 10px;
  color: var(--primary-dark);
}
.legal-content p { color: var(--black); font-size: 15px; margin-bottom: 16px; line-height: 1.8; }
.legal-content ul, .legal-content ol { margin: 16px 0 16px 24px; }
.legal-content li { color: var(--black); font-size: 15px; line-height: 1.8; margin-bottom: 8px; }
.legal-content li strong { color: var(--primary-dark); }
.legal-content a { color: var(--primary); text-decoration: underline; }
.legal-content a:hover { color: var(--ocean); }
.legal-content strong { color: var(--black); font-weight: 700; }
.contact-block {
  background: var(--grey-light); border-left: 4px solid var(--ocean);
  padding: 20px 24px; border-radius: 0 12px 12px 0; margin-top: 16px;
  font-size: 15px; line-height: 1.9;
}

/* ── FOOTER ── */
footer { background: var(--black); color: rgba(255,255,255,0.5); padding: 80px 32px 40px; }
.footer-inner { max-width: 1280px; margin: 0 auto; display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; }
.footer-brand p { margin-top: 16px; max-width: 320px; font-size: 14px; line-height: 1.7; }
.footer-col h4 { color: var(--white); font-size: 13px; font-weight: 700; margin-bottom: 20px; text-transform: uppercase; letter-spacing: 1.5px; }
.footer-col a { display: block; color: rgba(255,255,255,0.4); text-decoration: none; font-size: 14px; padding: 5px 0; transition: color 0.2s; }
.footer-col a:hover { color: var(--white); }
.footer-bottom { max-width: 1280px; margin: 48px auto 0; padding-top: 32px; border-top: 1px solid rgba(255,255,255,0.08); font-size: 13px; text-align: center; }

/* ── RESPONSIVE ── */
@media (max-width: 1024px) {
  .footer-inner { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 768px) {
  .nav-links { display: none; }
  nav { padding: 0 20px; }
  .legal-hero { padding: 110px 20px 60px; }
  .legal-content { padding: 56px 24px 80px; border-radius: 24px 24px 0 0; }
  .legal-content h2 { font-size: 22px; }
  .footer-inner { grid-template-columns: 1fr; }
}